Get Insurance to Pay for Laser Hair Removal
If you are interested in laser hair removal, you may be looking for a way to pay for the treatments. One consideration is whether or not you can submit a health insurance claim for this procedure. Generally, laser hair removal is considered a cosmetic treatment. Because it is viewed as an elective procedure, health insurance companies usually deny coverage.
Instructions
1. Review the provisions of your health insurance policy to identify what specifically is covered. In rare instances a health insurance policy may provide some nominal coverage to a generally elective procedure. Typically you must demonstrate a medical necessity for coverage.
2. Obtain a written statement from a qualified health care provider that a medical necessity exists for you to have laser hair removal. The practitioner needs to identify a physical reason for the treatment, as opposed to something rooted in a psychological issue.
3. Submit a written request for preapproval of your claim to your health insurance company. Allow sufficient time for a preliminary consideration as well as a review of your claim, as it is likely to be denied initially by the insurance company.
Tips Warnings
Your doctor needs to be a strong advocate for you with your health insurance company when seeking coverage for laser hair removal.
Obtaining insurance coverage for these procedures is extremely challenging. Develop a backup plan to pay for your laser hair removal treatments.
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